Pioneer Bank & Trust Banking Spearfish, SD 116 followers We believe our products are highly competitive in today’s high-tech banking world while maintaining personal service.A 25+ year resident of Belle Fourche, Melynda joined the Pioneer Bank & Trust team in 1997 with an insurance background. Melynda’s years of experience and training through Cannon Financial Trust schools is an asset when assisting families mitigate risk and fulfilling their estate planning objectives.The Pioneer Trust and Savings Bank (former) is an abandoned historic Classical revival bank building and Chicago Landmark located at the intersection of North Avenue and N. Pulaski Road in the Chicago neighborhood of Humboldt Park. Construction began in 1924 under the direction of architect Karl M. Vitzthum, and the 50,000 square foot building …Username: Password: Business Online Banking. Pioneer Trust Bank's Business Online Banking solutions provide you with 24/7 access to your accounts in a totally secure environment. From home or office, transferring funds, paying bills and viewing account statements has never been easier.Pioneer Bank & Trust Head Office branch is one of the 6 offices of the bank and has been serving the financial needs of their customers in Belle Fourche, Butte county, South Dakota since 1937. Head Office office is located at 700 State Street, Belle Fourche. You can also contact the bank by calling the branch phone number at 605-892-2536.Beratungszeiten nach Terminvereinbarung. Besuchen Sie uns im Kompetenzcenter Götzenhain, Rheinstraße 10, 63303 Dreieich - Götzenhain. Ihre VR Bank Dreieich …Pioneer Bank & Trust, the F.L. Clarkson Family Foundation along with Dylan S. and Nicole M. Clarkson made a joint contribution of $8,500 to the… Liked by Steven ConzetCherie – Senior VP/Trust Department Manager Cherie was hired in February 1993 at Spearfish as a part time Loan Secretary while attending BHSU. In April, 1995 she moved to the Trust Operations position in Belle Fourche. In May, 2016 she assumed responsibilities as Trust Department Manager.Pioneer Trust Bank | 170 followers on LinkedIn. Providing Great Services Since 1924 | Few financial institutions in the West enjoy a richer history than Pioneer Trust Bank. Starting in the 1800s ...This site may have a privacy policy and security different than Pioneer Bank & Trust. Continue Cancel. Contact Us. We want to help with any questions or concerns. For faster service, please contact us by telephone during our banking hours. Administration Center (605) 717-2265. Belle Fourche ...Founded in 1930 by the Board of Directors at Pioneer Trust Bank, The Salem Foundation has a long history of serving the greater Salem community. Donors to The Salem Foundation share a common purpose of making a difference, locally to benefit Salem and its citizens. The Salem Foundation is classified by the IRS as a public charity and is a ...Pioneer Trust Bank will keep focus on community under fourth-generation president - Salem Reporter. Brad Compton is the fourth generation of his family to lead …Pioneer Bank's ABA Routing Number: 221371372. Pioneer Commercial Bank's ABA Routing Number: 021313925. Download Adobe Acrobat to View PDFsFind a location near you. Enter an address, zip code, or city and state to begin your search. Search. Proximity: Branches. ATMs.Pioneer Bank & Trust is a free mobile decision-support toolVP & Trust Officer. Pioneer Bank & Trust. Mar 1991 - Feb 2020 29 years. Routing Number: 312270463. If you need customer support, please call 1.800.624.5200 Serving New Mexico | [email protected] Eileen Bagnoli. Eileen was elected to the Pioneer Board of Directors on July 20, 2010. Eileen currently serves on the Bank's Board Loan, Risk and HR/Compensation Committees. She also serves as a Director on the Board of Pioneer Commercial Bank. Eileen joined Pioneer in 1972 and during her tenure held progressively responsible positions at ... Find us near you. Search our rates. For more than 130 years, Pioneer has been providing financial, insurance, and employee benefit solutions to NY's Greater Capital Region. Sign in to Pioneer Online Banking. Enter your username and click "Continue". Reset your password? If you have forgotten your password, you can reset it yourself and get signed …Kalynn joined Pioneer Bank & Trust in 2004 with prior Trust and Investment experience in the Rapid City Area. She is a 2000 graduate from National American University, earned her CTFA designation in 2012 and is a 2015 Leadership Rapid City Graduate. Kalynn’s background in agriculture, and currently being a small business owner with her husband, …You are now leaving the Pioneer Bank & Trust website. This site may have a privacy policy and security different than Pioneer Bank & Trust. Continue Cancel. Tim Merkle – Senior VP/Manager. Tim has more than …You are now leaving the Pioneer Bank & Trust website. This site may have a privacy policy and security different than Pioneer Bank & Trust. Continue Cancel. app-store. July 13, 2022 Full resolution (141 × 55) ← ...See what makes Pioneer Trust Bank is what it is today. In July 1968 Pioneer Trust became a full service bank. The Salem Medical Center Branch was opened at 12th and Oak Streets in 1975. In 1985 Pioneer Trust became a National Bank and a member of the Federal Reserve System. The founder A.N. Bush served as president until his death in …Experience: Pioneer Bank and Trust · Education: Creighton University · Location: Spearfish, South Dakota, United States · 190 connections on LinkedIn. View Matthew Walters’ profile on ...Pioneer Bank & Trust was founded in August 1937 and is based in Belle Fourche, South Dakota. The bank operates as a subsidiary of Belle Fourche Bancshares, Inc.. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, Pioneer Bank & Trust is classified as a commercial bank, …Pioneer Bank & Trust Rapid City West branch is one of the 6 offices of the bank and has been serving the financial needs of their customers in Rapid City, Pennington county, South Dakota since 1984. Rapid City West office is located at 2001 West Omaha Street, Rapid City. You can also contact the bank by calling the branch phone number at 605-348-3787.You are now leaving the Pioneer Bank & Trust website. This site may have a privacy policy and security different than Pioneer Bank & Trust. Continue Cancel. MainLogIn. January 20, 2022 Full resolution (287 × 539) ← ... Pioneer Bank Mobile Banking takes the power and convenience of our Internet Banking Service and puts it into your mobile phone. If managing your money day-to-day has become complicated and time-consuming, our *FREE Mobile Banking Service is for you. Access your account information from home, the office, or anywhere you have your mobile phone. Available to all Pioneer Bank consumer online banking customers Pioneer Bank Mobile App allows you to check balances, make transfers, pay bills, make deposits and find locations. Available features include: Accounts. - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers. Get the banking services help you need with our Online Chat or Call Center representatives. Our support hours are 7 a.m. – 6:00 p.m. Monday-Friday and 9:00 a.m. – 1:00 p.m. Saturday. Call 575-624-5200 or click the button below to chat. Chat now. We are excited to announce that Pioneer Bank now offers credit cards! Get your free cryptocurrency now as part of this special offer. The only debit + credit card that matches your political donations. Click here to see now! Pioneer Bank Branch Location at 800 East Main Street, Luray, VA 22835 - Hours of Operation, Phone Number, Address, Directions and Reviews. The Only Bank You’ll Ever Need. Troy Bank & Trust exists to serve our customers, employees, communities and shareholders. Learn more. Card Controls. Card Control that Keeps You in Charge. Control how, when and where your debit card is used, right from your phone. Disable a lost card, set transaction limits, define geographic regions, and ...Pictured is an artist’s rendition of the new Pioneer Bank & Trust building that will be 2.5 times larger than its current location. Construction is expected to be completed in the fall of 2022.Trust Officer at Pioneer Trust Bank Salem, Oregon, United States. 821 followers 500+ connections See your mutual connections. View mutual connections with Michael ...A 25+ year resident of Belle Fourche, Melynda joined the Pioneer Bank & Trust team in 1997 with an insurance background. Melynda’s years of experience and training through Cannon Financial Trust schools is an asset when assisting families mitigate risk and fulfilling their estate planning objectives.Pioneer Bank & Trust Rapid City West branch is one of the 6 offices of the bank and has been serving the financial needs of their customers in Rapid City, Pennington county, South Dakota since 1984. Rapid City West office is located at 2001 West Omaha Street, Rapid City. You can also contact the bank by calling the branch phone number at 605 ...VP & Trust Officer. Pioneer Bank & Trust. Mar 1991 - Feb 2020 29 years.Pioneer Bank & Trust, SPEARFISH BRANCH. Basic Info Financial Info Routing Number Reviews Map More Info. Name: Pioneer Bank & Trust, SPEARFISH BRANCH Full Service Brick and Mortar Office: Location: 140 E Jackson Blvd Spearfish, SD 57783 Lawrence County View Other Branches : Phone: 605-642-2725: Branch Deposit: $185,917,000: …Pioneer Bank & Trust offers a varied and complete assortment of state-of-the-art banking products and services. Although we believe our products are highly competitive in …Pioneer Bank & Trust operates with 6 branches in 5 different cities and towns in the state of South Dakota. The bank does not have any offices in other states. Locations with Pioneer Bank & Trust offices are shown on the map below. You can also scroll down the page for a full list of all Pioneer Bank & Trust South Dakota branch locations with ...Free online banking including: Free eStatements, Free check images & Free Bill Pay. Free Mobile Banking App.^. $2.50 foreign ATM transaction fee#. † Plus sales tax. # Foreign ATM transaction fee if debit card is tied to a Free Personal Checking account or those savings/money market accounts tied to a Free Checking account and used at ATMs not ...The Pioneer Trust and Savings Bank (former) is an abandoned historic Classical revival bank building and Chicago Landmark located at the intersection of North Avenue and N. Pulaski Road in the Chicago neighborhood of Humboldt Park. Construction began in 1924 under the direction of architect Karl M. Vitzthum, and the 50,000 square foot building …September 25, 2023. Lulu was the second best teller helping me with the sign on to my Pioneer account. Just remember there is always someone better. I haven’t met her yet. Thanks Lulu. Pioneer Bank, 111 N. Canal St., Carlsbad, NM, 88220.Pioneer Money Manager; Phone Banking; eStatements; Loans. Personal Loans; Business Loans; Real Estate Loans; Ag Loans; Loan Applications; Consumer Mortgage Payment Notice; Investment; Trust. Meet Our Team; Trust Officers; Trust & Estate Planning; Trust & Estate Services; Security. Fraud Prevention; Report a Lost, Stolen or Fraud on Your …For additional information regarding Personal Online Banking, please refer to Pioneer Trust Bank’s Terms & Conditions. Personal Banking. Business Banking. Services. Wealth Management. Community. Resources. About. Careers. Contact. Digital Accessibility. Routing Number: 123200059. Main Office Pioneer Bank Albany branch is one of the 22 offices of the bank and has been serving the financial needs of their customers in Albany, Albany county, New York for over 18 years. Albany office is located at 90 State Street, Albany. You can also contact the bank by calling the branch phone number at 518-427-5913 You can count on Pioneer Bank & Trust to provide you with a variety of services and banking solutions to help your business run effectively and efficiently. Plus, we pride ourselves in providing the kind of personal, helpful customer service that will instill pride in working with us as your banking partner.You are now leaving the Pioneer Bank & Trust website. This site may have a privacy policy and security different than Pioneer Bank & Trust. Continue Cancel. Business Loans. Our Business lending team makes decisions locally, we know and understand your business needs and will provide. solutions to get you where you want to go. ... Send and receive money. This is a fast, safe and easy way to send and receive money, typically within minutes. Using just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank. Learn More About Sending and Receiving Money. You are now leaving the Pioneer Bank & Trust website. This site may have a privacy policy and security different than Pioneer Bank & Trust. Continue Cancel. estatements_pre. July 23, 2018 Full resolution (1000 × 274) ← ...Clay has more than 20 years of agricultural and commercial banking experience. A 1993 graduate of Colorado State University, he completed the Graduate School of Banking at Colorado in 1999. He has been with Pioneer Bank & Trust in Belle Fourche since 1996, helping farmers, ranchers and area business persons with their diverse banking needs.Pioneer Bank & Trust Company is not active anymore since 09/08/1990 due to Merger - Without Assistance. Banco Popular, Illinois was the successor institution. The headquarter was located at 4000 West North Avenue, Chicago, IL 60639.You are now leaving the Pioneer Bank & Trust website. This site may have a privacy policy and security different than Pioneer Bank & Trust. Continue Cancel. Spearfish. Address: 140 E Jackson; Mailing Address: PO Box 10; Spearfish SD 57783 (605) 642-2725; Drive Up Hours: M-F 8:00-5:30; Lobby Hours: M-F 8:30-5:00;Find a location near you. Enter an address, zip code, or city and state to begin your search. Search. Proximity: Branches. ATMs.The Pioneer Bank & Trust, Rapid City South Branch is giving service at 2018 Mount Rushmore Road, Rapid City SD 57709, Pennington County. You can also contact the bank by calling the branch number at 605-399-1510. For working hours, online banking and other bank services, please visit the official website of the bank at www.pioneerbankandtrust ... Pioneer Bank Lohman branch is one of the 12 offices of the bank and has been serving the financial needs of their customers in Las Cruces, Dona Ana county, New Mexico since 1901. Lohman office is located at 3831 East Lohman Ave, Las Cruces. You can also contact the bank by calling the branch phone number at 575-532-7500 Pioneer Bank & Trust app is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with …Pioneer Money Manager; Phone Banking; eStatements; Loans. Personal Loans; Business Loans; Real Estate Loans; Ag Loans; Loan Applications; Consumer Mortgage Payment Notice; Investment; Trust. Meet Our Team; Trust Officers; Trust & Estate Planning; Trust & Estate Services; Security. Fraud Prevention; Report a Lost, Stolen or Fraud on Your …Locations. We have several branches across the area to better serve you. Find our branches and lobby and drive-up hours nearest you. Our Customer Care Center is available Mon-Fri 8am-7pm and Sat 8:30am-1:30pm by calling 518.730.3000. Pioneer's Headquarters is located at 652 Albany Shaker Road, Albany, NY 12211. View on Map. Pioneer Bank Roadrunner branch is one of the 12 offices of the bank and has been serving the financial needs of their customers in Las Cruces, Dona Ana county, New Mexico for over 22 years. Roadrunner office is located at 2900 Roadrunner Parkway, Las Cruces. You can also contact the bank by calling the branch phone number at 575-532-0639 The Bank is authorized to retain this personal financial statement whether or not credit is approved and is further authorized to verify the undersigned's credit and employment history or any otherinformation contained herein. Date. (if you are requesting the financial accommodation jointly ) Date. Loans Secured by 1-4 Family Residential ...You are now leaving the Pioneer Bank & Trust website. This site may have a privacy policy and security different than Pioneer Bank & Trust. ... Transfer money electronically to or from almost any other US bank account. Examples of uses are: direct deposit payroll, funding health savings accounts, collect money for dues or subscriptions, move ... Pioneer Bank has been proudly serving the financial needs of Southeastern... Pioneer Bank - Ruidoso, Ruidoso. 38 likes · 3 talking about this · 5 were here. Pioneer Bank has been proudly serving the financial needs of Southeastern New Mexico since 1901. The building was dubbed "Chicago's most beautiful bank" upon its completion in 1926. [1] The Pioneer Trust and Savings Bank (former) is an abandoned historic Classical revival bank building and Chicago Landmark located at the intersection of North Avenue and N. Pulaski Road in the Chicago neighborhood of Humboldt Park. [2]Pioneer’s Trust Department offers complete trust and estate planning, plus investments. The next branch opened was in Spearfish, then in Rapid City. With the new regional presence it was time for a new, appropriate name, and in 1986 Pioneer Bank & Trust was born!Get your free cryptocurrency now as part of this special offer. The only debit + credit card that matches your political donations. Click here to see now! Pioneer Bank & Trust Branch Location at 2001 West Omaha Street, Rapid City, SD 57702 - Hours of Operation, Phone Number, Address, Directions and Reviews. Pioneer Bank's ABA Routing Number: 221371372. Pioneer Commercial Bank's ABA Routing Number: 021313925. Download Adobe Acrobat to View PDFs The FDIC – Short for the Federal Deposit Insurance Corporation – is an independent agency of the United States government. FDIC coverage protects you against the loss of your deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government. All FDIC-insured ... Pioneer Bank Madelia branch is one of the 8 offices of the bank and has been serving the financial needs of their customers in Madelia, Watonwan county, Minnesota since 1916. Madelia office is located at 34 Main Street, Madelia. You can also contact the bank by calling the branch phone number at 507-642-3251 Prepare for what’s ahead with an easy-to-manage, tax-advantaged Individual Retirement Account from Pioneer Bank & Trust. We understand you may not have the time to focus on your retirement investments. We can help; with a range of professionally managed solutions for rollover, Roth, and traditional IRAs. Click here to sign-up. 1. You must be registered to use Pioneer's free Online Banking Service and Mobile Banking. Sign up here! 2. Bill Pay may not be used to pay the IRS, state & local taxing authorities, government agencies, or court-ordered payments. Other payments may be excluded. 3. When the bill is paid through your account. Get the banking services help you need with our Online Chat or Call Center representatives. Our support hours are 7 a.m. – 6:00 p.m. Monday-Friday and 9:00 a.m. – 1:00 p.m. Saturday. Call 575-624-5200 or click the button below to chat. Chat now. We are excited to announce that Pioneer Bank now offers credit cards! You are now leaving the Pioneer Bank & Trust website. This site may have a privacy policy and security different than Pioneer Bank & Trust. Continue Cancel. Business Loans. Our Business lending team makes decisions locally, we know and understand your business needs and will provide. solutions to get you where you want to go. ...Current Fraud Attempts. Pioneer Bank & Trust wants you to be aware of the various types of fraudulent communications you could be seeing. We will periodically update the Current Fraud Attempts information as fraudsters change the methods they are using to try to obtain your information. We hope you will read this document and refer to it whenever you …The building was dubbed "Chicago's most beautiful bank" upon its completion in 1926. [1] The Pioneer Trust and Savings Bank (former) is an abandoned historic Classical revival bank building and Chicago Landmark located at the intersection of North Avenue and N. Pulaski Road in the Chicago neighborhood of Humboldt Park. [2] Routing Number: 312270463. If you need customer support, please call 1.800.624.5200 Serving New Mexico | [email protected] Your team at Pioneer Bank & Trust has over 140 years of combined experience and from a variety of backgrounds including law, insurance, banking, and accounting. The bank’s loan officers offer additional depth for ranching and business expertise. Your account will be administered 100% in our local offices. If we need a certain skill that isn’t available in …Routing Number: 312270463. If you need customer support, please call 1.800.624.5200 Serving New Mexico | [email protected]. 1. 2. 3. Welcome to Pioneer Bank. We’re glad you’re here!Pioneer Bank and Trust Company merged with and into National City Bank. The Bank was a full-service bank that accepted deposits, made loans and provided other services for the public.The online security measures at Pioneer Bank & Trust are only effective if customers fulfill their responsibilities as outlined in the terms and conditions of our online and mobile banking agreements. Here are some tips to help ensure customer information is kept secure: Double check input information to ensure there are no errors.As a $1,000,000,000 in total asset size (and growing) financial institution, Pioneer Bank & Trust is a leader in the South Dakota banking industry. Owned by the Clarkson family for over 110 years, Pioneer Bank & Trust really is “Local.” As a fourth-generation family member to be involved in the operation of Pioneer Bank & Trust, I have witnessed …
Prior to joining Pioneer Bank & Trust in 2000 he worked for national banks in South Dakota, Colorado and California. Dan is active in the Spearfish community and enjoyed serving as the Chamber President, Rotary President and as a Junior Achievement volunteer and board member. Dan currently serves as a Board Member of the Spearfish Economic .... Woodlands hills ca
A 25+ year resident of Belle Fourche, Melynda joined the Pioneer Bank & Trust team in 1997 with an insurance background. Melynda’s years of experience and training through Cannon Financial Trust schools is an asset when assisting families mitigate risk and fulfilling their estate planning objectives.VR Bank Dreieich-Offenbach eG, Filiale Offenbach-Bieber. Aschaffenburger Straße 29-31 • 63073 Offenbach. BLZ: 50592200 • BIC: GENODE51DRE. 06103 95-3000. Schreiben …Pioneer Bank & Trust is a free mobile decision-support toolThe Pioneer Bank & Trust Central Operations Department is located at the Administration Center in Spearfish. This department is responsible for the back office operational functions for the entire bank. This position must have strong computer and customer service skills. The ability to provide customer support over the phone is crucial for this position. The …Renae Tysdal – Trust Assistant. Renae Tysdal has over 21 years of experience working in the legal field, where she honed her skills and developed a deep understanding of the complexities of the law. In 2023, Renae took on a new challenge and is excited to be a part of the trust department at Pioneer Bank & Trust in Spearfish.This site may have a privacy policy and security different than Pioneer Bank & Trust. Continue Cancel. Steve Conzet – Vice President of Business Banking/Manager. Steve has extensive experience in the banking industry and numerous leadership roles throughout the community. Steve began his banking career as an Agricultural Banker Trainee for …Pioneer Money Manager; Phone Banking; eStatements; Loans. Personal Loans; Business Loans; Real Estate Loans; Ag Loans; Loan Applications; Consumer Mortgage Payment Notice; Investment; Trust. Meet Our Team; Trust Officers; Trust & Estate Planning; Trust & Estate Services; Security. Fraud Prevention; Report a Lost, Stolen or Fraud on Your …About Us. . Security. Apply for a. Vehicle Loan Open an. Account Apply for a Real. Estate Loan. ONLINE BANKING LOGIN.Pioneer Bank & Trust is pleased to offer Merchant Services through NXGEN! This robust program features: Highly competitive pricing; Next day or same day funding options; No contracts or early termination fees; Retail, Mobile, Mail / …The (former) Pioneer Trust and Savings Bank building is a fine example of the many historic bank buildings located throughout Chicago, and designation of the building was first proposed in 2007 as part of a group of sixteen neighborhood bank buildings. At time of writing, thirteen of those buildings (listed on page 15) have since …Renae Tysdal – Trust Assistant. Renae Tysdal has over 21 years of experience working in the legal field, where she honed her skills and developed a deep understanding of the complexities of the law. In 2023, Renae took on a new challenge and is excited to be a part of the trust department at Pioneer Bank & Trust in Spearfish.This site requires JavaScript. Pioneer B&T. This site requires JavaScriptCompton, 42, was recently named president of Pioneer Trust Bank, the fifth person and fourth generation of his family to hold the job. The bank is a rarity in the 21st century: a national bank that’s part of the Federal Reserve System, but remains in the hands of a longstanding local family after almost a century in business. It employs about … Pioneer Bank & Trust offers a varied and complete assortment of state-of-the-art banking products and services. Although we believe our products are highly competitive in today’s high-tech banking world, it is our hometown, personal service that is responsible for our significant growth. This is reaffirmed continually by the direct feedback ... The wining redevelopment proposal for the Pioneer Bank & Trust site in Chicago’s Humboldt Park envisions combines the rehabilitation of a long-vacant neighborhood landmark with new construction.Beratungszeiten nach Terminvereinbarung. Besuchen Sie uns im Kompetenzcenter Götzenhain, Rheinstraße 10, 63303 Dreieich - Götzenhain. Ihre VR Bank Dreieich …Welcome to our website! At Pioneer it's Personal is more than just our tagline, it's a way of life at Pioneer Bank. We are a locally owned community-focused bank with enough geographical reach to compete digitally while still being able to provide exceptional one-on-one personal service. If you're already a customer, thank you!Prior to joining Pioneer Bank & Trust in 2000 he worked for national banks in South Dakota, Colorado and California. Dan is active in the Spearfish community and enjoyed serving as the Chamber President, Rotary President and as a Junior Achievement volunteer and board member. Dan currently serves as a Board Member of the Spearfish Economic ... July 14, 2023. Kimberly has been a pleasure to work with. She is very kind, courteous and friendly. She is very knowledgeable. She works for the customer ensuring dignity and respect. Pioneer Bank, 2900 Roadrunner Parkway, Las Cruces, NM, 88011. Pioneer Bank & Trust has had trust powers since 1956 and locally owned. Back row from left: Renae S., Amy. Middle Row: Renae T., Betty, Cherie, Michelle. Front Row: Trista, Brianne, Melynda, Alexis, LaRae, Melissa, Kalynn. What is a Trust? A trust is an agreement between you and the Bank. Your assets are managed and distributed …You are now leaving the Pioneer Bank & Trust website. This site may have a privacy policy and security different than Pioneer Bank & Trust. Continue Cancel. Business Loans. Our Business lending team makes decisions locally, we know and understand your business needs and will provide. solutions to get you where you want to go. ....